Now, that we have shown you an idea on how much the Breast Augmentation or undergoing a “boob job” will cost you. The next step is how are you paying for the procedure or where can you source the funds without draining your lifetime savings?
Basically, you’ve got 3 options:
- Pay through Cash. The biggest benefit is that you will not incur any debt. You may be thinking this is the greatest idea, a lot of ladies choose this option. Especially if you do not like to worry about paying off the debt for next months until it is paid off. Some plastic surgeons offer discounts to self-paying patients. But the downside of paying cash is that it can drain your bank account, it is important that there is cash left in the bank account for unanticipated emergencies. If this option drains your bank account think of other option like getting it paid half cash and half from the loan.
- Pay through Credit Card. Hospitals and plastic surgeons now accept payments via credit card nowadays for your procedure. If you have more than one credit card, you can even spread the payments to each of your credit cards to avoid using up the credit limit. The downside to using this option is that the interest rates are not so friendly which is more expensive than getting a loan for the breast augmentation procedure.
- Acquire a loan for your Breast Augmentation Procedure. This is a popular option to go, as there are number of plans that are designed just for this kind of procedures in cosmetic surgery. This may cost you less interest than paying through your credit card. You can arrange monthly payments for the breast augmentation that works for you according to your paying capacity. This is the best option especially if you do not have enough cash or do not want to drain your savings account. You have the option to use a little of your cash and the loan for your breast augmentation procedure.
There are also lenders that specialize in providing loans to ladies who want to undergo breast augmentation or other cosmetic surgery procedures. Once you have decided on this option, of course, you will still have to undergo the lenders’ policies and procedures in acquiring the loan and the impact of your credit score in having the loan.
You may contact us here if you decided to use this option, our financial advisers are ready to help you in meeting your financial needs for your breast augmentation procedure or any other cosmetic surgery procedures.
You may wonder why we did not include paying through insurance or through your Medicare? Generally, insurance or Medicare does not cover cosmetic surgery. Depending on the procedure like correcting or improving genetic deformity or traumatic injury, you may be reimbursed in part or in whole depending on your insurance policies. But be sure you double check it with your insurance carrier for more information about coverage.